Illustration of 2 people at a desk with a speech bubble hovering between them

The Ultimate way

We’re a specialist asset-based lender who does things a little differently. We’re solution-led. That means your business need comes first, not our products. Our expertise is in providing flexible funding; tailoring the right solution for your unique needs. Since opening our doors 20 years ago we’ve provided over £10bn in funding to support business ambition.
It’s what we’re here to do.

Blue drawing of two people at a desk with a lightbulb hovering between them
Light blue jigsaw icon

The right solution

Creative, flexible thinking

All our funding solutions start with you. Your business, your challenges, your ambitions. We look at what you want to achieve and apply our expertise to make it happen.

Person icon on a light blue circle

The right people

Valuable insight, dedicated support

We’re not just a faceless lender. What you’ll find with us is a dedicated team ready when you need us – whether by phone or in person.

Icon of white process arrows going down a list of three tasks

The right process

Speed, ease, quality

Skilled funding specialists and the latest technology enable us to seamlessly manage your funding from the word go.

Light blue circle with two heads icon

The right partner

Committed to you

We see ourselves not just as a lender but part of your team, working towards the same goals. It’s part of the reason why our clients stay with us long-term.

Blue hand pressing a white key on a blue circle

The right choice

Supporting ambition

The right team tailoring the funding that’s right for you, make us the right choice to support you now and in the future.

  • Two Ultimate Finance team members having a discussion in a cubicle
  • Three Ultimate Finance employees posing and smiling in a meeting room
  • Ultimate Finance employees posing on blue, orange and white stalls in the Bristol office
  • Three Ultimate Finance employees discussing finance in a meeting room

Our Values

We’re proud of what we stand for.
Our core values make us who we are.

Blue silhouette and white silhouette on a light blue circle icon


We have a very simple philosophy: to always do the best by people. It’s a culture we instil internally, and it’s how we approach all our working relationships.

Blue medal icon


An ambitious word that underpins everything we do. Brilliant people. Brilliant service. Brilliant results.

Lightbulb icon on a light blue background


Entrepreneurial spirit is in our DNA. It’s what ignites our passion for business success. It’s why we’re constantly improving our technological capabilities and the way we work.

Unlocking potential is what we do

We ease the pressures and challenges of business. And turn ambition into reality.

  • Smiling female employee wearing a black and white top and sitting at her desk

    “I met with five financial companies, but when I spoke to Ultimate Finance they really stood out. The personal service they offered me was unrivalled by the others.”

    Tony Farmer, Director and Owner, Black And White

    Find out more
  • Ultimate Finance customer looking at his mobile in an office

    “I’d recommend them to anyone. I don’t need to worry about where the money is coming from and I’ve now got a lot more time to enjoy running the business. Ultimate Finance has taken away the stress.”

    Mike Hamer, Operations Director, Wilwright Electrical Contractors

    Find out more
  • Female business executive sitting at a desk and smiling

    “We were impressed with how fast it all happened. They were able to have our Construction Finance facility up and running in a matter of weeks – far quicker than expected.”

    Andrew Wood, Chief Executive, DMA Group

    Find out more
  • Female employee at her desk having a conversation with a person not pictured

    “Ultimate has really helped smooth our cashflow out. Funds are always there for us so we can continue to grow.”

    Nic Marshall, Director, ResQ

    Find out more
  • Two employees discussing plans at their work table

    “Based on the previous year, we needed to invest heavily in production to keep up with this year’s demand. Ultimate Finance allowed us to do that.”

    Stephen Buck, Founder, Designer and Owner, Moda In Pelle

    Find out more
  • Two smiling workers looking at a laptop in a meeting room

    “Entering into administration is one of the most stressful experiences a business owner could possibly go through but with Ultimate Finance on our side, you wouldn’t have known it.”

    Shaun McMurchie, Owner, Brookes HC Recruitment

    Find out more
Blue bricks on blue shopping cart with a light blue upward trend arrow icon

Our funding works the way you need it to

It’s why more and more businesses are choosing us as their funding partner of choice

Light blue house on a blue shopping trolley icon
Smiling female employee of Ultimate Finance with a phone headset
  • Request a quote

    Fill in a few details below and our team will be in touch to generate a free quote for your business.

  • Before using this form you might want to read our Website Terms and Conditions.

    Click on this link to view our privacy policy and how you can opt out if you do not want to receive our monthly newsletter and any relevant products and services we consider may be of interest to you. We promise we will never spam or share your details with anyone.