Structured Finance

Turn big ideas into bigger funding. Structured Finance offers a way to combine the value of your assets to release a larger cash injection into a business, with decisions in principle in as little as 48 hours.

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Structured Finance Facts

Structured Finance helps you unlock more funding by bringing multiple assets together in one integrated, bespoke facility.

Up to £10m overall facility size (subject to asset mix and viability)
Combine Invoice Finance up to £10m, Asset Finance up to £2m, Commercial Property Loans up to £3m, and Cashflow Loans up to £500k
All components are managed as one facility
Decision in principle within 48 hours (where possible)
Dedicated deal team with single Relationship Manager
Tailored covenants and repayment terms

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If you would like to talk to us about any funding needs, call us on 0800 121 7757, register as an Introducer or request a quote for your business today

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What is Structured Finance?

Structured Finance is a multi-asset funding solution that combines the value of different business assets into a single, tailored facility. Instead of forcing your plans into one type of lending, we look across the whole business – invoices, assets, and (where appropriate) property – to structure funding that supports what you’re trying to achieve. It’s often the right route when a business is facing change, complexity or time pressure, and needs more flexibility than a standard facility can provide.

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How Structured Finance works

By combining different types of funding into one structure, Structured Finance can provide more headroom and flexibility than a single product on its own:

Receivables can provide a revolving base linked to ongoing trading, flexing as invoices are raised and paid
Asset or property elements can support longer-term investment, acquisitions, or strategic growth
Cashflow support can be included where appropriate to help with one-off costs or transition periods

Together, these elements create one cohesive facility: so funding stays aligned to how the business trades, invests and grows.

Frequently Asked Questions

As we looked to grow our business, we tried multiple different sources for our funding needs before Ultimate Finance were recommended. Their offer was far better than that of any other potential lenders. Excellent service, super-friendly staff with a personal touch, reasonable fees and the world’s easiest portal to keep track of everything.

Why choose Ultimate Finance?

At Ultimate Finance we have over 20 years’ experience in providing businesses with the right funding solutions to help keep their business moving.

Since 2002, we have become the funding partner of choice of thousands of businesses of all sizes and across all industries.

Dedicated support from specialist Relationship Manager
24/7 account management via online portal
Award-winning service rated 4.9/5 on Trustpilot

Solutions that work for businesses and introducers

It’s why more and more businesses are choosing us as their funding partner of choice

Recent Customer Success Stories

Discover how Structured Finance helps businesses meet their ambitions

Featured Case Study:

Having already worked with Ultimate Finance in 2022 to facilitate the Management Buy In (MBI) of another business, this large group once again partnered with the asset-based lending specialist when looking for a funder to assist with the acquisition of a road surfacing and civil engineering contractor key to establishing a presence in a geographical area not yet covered by the group.

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