Invoice Finance

Release the cash that’s tied up in one of your biggest assets.

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Get the money you’re
owed quicker

Waiting to be paid is hard on any business. Invoice Finance lets you use your sales ledger as an asset which you can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be in your account within 24 hours.

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What is
Invoice Finance?

A simple cash advance based on what you’re owed. Our full support service means we can also chase your debtors for you.
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Why pick
Invoice Finance?

It eases the day to day pressures of cashflow and boosts your working capital. Instead of waiting weeks or months to be paid, we’ll have the cash in your account within 24 hours of receiving an invoice.
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How does
it work?

It’s simple – when you issue an invoice we’ll advance you up to 95% of the invoice value. When your customers pay, you get the balance minus the fee.
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Give me the facts

  • Any businesses selling to other businesses on credit
  • Up to 95% of your unpaid invoice value. Max £5m
  • Facility set up within one week. Funds are then paid within 24 hours of receiving invoices
  • Revolving working capital facility
  • Set-up and service fees apply
  • Security required – assignment of invoices supported by debenture
  • Dedicated specialist relationship manager

FAQs

Every business. Waiting to be paid is a universal pressure, regardless of the scale of your operation or sector you’re in. But it needn’t be. Invoice Finance pumps the cash back in your business simply by advancing what you’re owed.

We charge an ongoing service fee for the management of your ledger, and a discount fee (like an interest rate) for the cash we advance. Our fees are always competitively priced and totally transparent.

Yes, your customers will know about the facility. However, we do offer a confidential option where your customers will only be aware of us if you tell them.

Factoring and Invoice Discounting are a type of Invoice Financing and the difference between them is quite simple:

Factoring allows you to get the money you’re owed without the wait but we chase up your invoices for you.

Invoice Discounting offers the same benefit of Factoring, but you’re responsible for keeping the relationship with your customers and chasing invoices when necessary.

You get the money that’s owed to you quicker – we’ll have it in your accout within 24 hours of submitting the invoice. And because you’re borrowing against the money that you’ve got coming in, you won’t need to show years’ worth of accounts to secure your borrowing.

For our expertise and personal service. We don’t take a one size fits all approach to Invoice Finance. We look at your business goals – short and long term. Our expert team will then tailor funding to match your needs. And you’ll have the full support of a dedicated Relationship Manager.

All our products are designed to be completely flexible, so just tell us what you need. For example, it may be that with your cashflow taken care of, you may want to expand and invest in new equipment. We can tailor a funding solution based on various products to help you to achieve your goal.

The Ultimate way

We’re here to support you. We make every stage as straightforward as possible.

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Tell us what you need

Fill in the form below or talk your funding need through with us on the phone or we can arrange a meeting – whatever works best for you.

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We’ll set to work

And we’ll do it efficiently. We only ever ask for the essential information we need to get an offer in place.

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Funds released

Once everything is approved you just need to sign the paperwork. We’ll then complete the process by releasing the funds and making the facility live.

Contact us
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Our funding works the way you need it to

It’s why more and more businesses are choosing us as their funding partner of choice

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