Ultimate Finance is pleased to report a record-breaking first half of 2025, achieving £126 million in new lending and delivering positive results across all areas of the business. This milestone reflects the company’s continued commitment to supporting UK SMEs through tailored asset-based lending solutions and a focus on strategic growth.
Key highlights for H1 2025:
- New business lending of £126 million, the lender’s highest ever half year origination results and up 15% on the same period of 2024, demonstrating the success of Ultimate Finance’s ambition to have all products firing at the same time to better serve clients.
- The lending book reached a record £357 million with diversification and scale being delivered across all three product verticals.
- Increased maximum Invoice Finance facility size from £7 million to £10 million, supporting larger funding requirements and reflecting recent product enhancements.
- Enhancements to Bridging Finance including reduced pricing on Development Exit facilities, a new Light Touch Refurbishment offering up to 85% day one LTV, and more flexibility on the release of net sales proceeds on multi-unit lends and on personal guarantee terms.
- Expanded Asset Finance team, moved into a new larger office and increased securitisation facility to support growing demand.
- Client satisfaction remains a top priority, with an impressive Net Promoter Score (NPS) of 79 alongside a consistently strong Trustpilot rating of 4.9/5.
Ultimate Finance continued to strengthen its market position in H1 2025 with 16 new hires across the business and refreshed their brand identity, to enhance its regional reach and relationship-led service model.
Josh Levy, CEO of Ultimate Finance, commented: “Our performance in the first half of 2025 is a clear demonstration of the success of our business strategy and represents another step towards realising our growth ambitions. Having all three areas of the business – Working Capital, Asset Finance, and Bridging Finance – working in unison is delivering real strategic value.
We’ve built strong momentum, and our results reflect the strength of our team, the resilience of our local relationship-based model, and the increasing demand for our tailored finance solutions. Looking ahead, we are set to launch further developments in our Structured Finance product to address growing demand in the ABL space. We remain as committed as ever to delivering tailored funding solutions through our growing network of introducers.”
