Residential Bridging Loans

Our unregulated bridging finance offers a simple short-term funding solution for your clients. The application process is quick and easy with finance available for a host of business needs:

  • Purchase Bridge
  • Development Exit
  • Development Finish and Exit*
  • Refurbishment*
  • Re-bridge

*Equity release solution, specifically designed to help release capital tied up in completed projects

Purchase Bridge

 

LOAN SIZE £100,000 – £2.5m
LOAN TERM 1 month – 18 months
MAXIMUM LTV Up to 75%
LOCATIONS England, Wales and Scotland
INTEREST RATE From 0.74% per month (can be retained or serviced)
FEES Valuation, conveyancing, 2% arrangement fee, and no exit fee

 

Development Exit 

 

LOAN SIZE £100,000 – £2.5m
LOAN TERM 1 month – 18 months
MAXIMUM LTV Up to 75%
LOCATIONS England, Wales and Scotland
INTEREST RATE From 0.74% per month (can be retained or serviced)
FEES Valuation, conveyancing, 2% arrangement fee, and no exit fee
REQUIREMENTS Must be a completed asset or only snagging

Development Finish and Exit

 

LOAN SIZE £100,000 – £2.5m
LOAN TERM 1 month – 18 months
MAXIMUM LTV Up to 75%
LOCATIONS England, Wales and Scotland
INTEREST RATE From 0.79% per month (can be retained or serviced)
FEES Valuation, conveyancing, 2% arrangement fee, and no exit fee
REQUIREMENTS Remaining work must only be up to 20% of the total build costs and must not include structural works

 

Refurbishment

 

LOAN SIZE £100,000 – £2.5m
LOAN TERM 1 month – 18 months
MAXIMUM LTV Up to 75%
LOCATIONS England, Wales and Scotland
INTEREST RATE From 0.79% per month (can be retained or serviced)
FEES Valuation, conveyancing, 2% arrangement fee, and no exit fee
REQUIREMENTS Remaining work must only be up to 20% of the total build costs and must not include structural works

 

Re-bridge

 

LOAN SIZE £100,000 – £2.5m
LOAN TERM 1 month – 6 months
MAXIMUM LTV Up to 65%
LOCATIONS England, Wales and Scotland
INTEREST RATE From 0.99% per month (can be retained or serviced)
FEES Valuation, conveyancing, 2% arrangement fee, and no exit fee
REQUIREMENTS Confirmed exit route that can be evidenced

 

Comparison table of the five types of Residential Bridging Loans

 

Let’s get things moving

If you would like to talk to us about any funding needs, call us on 0800 121 7757, register as an Introducer or request a quote for your business today