100% Bridging Loan for BMV property investment

When a property investor secured a significant discount on a property, they needed a Bridging Loan that could match their pace and ambition. With a tight completion timeline, they turned to Ultimate Finance, known for delivering fast and flexible Bridging Finance solutions tailored to real-world property investment needs.

Bridging Finance that delivers 100% Net Loan to Purchase Price

Our client required funding to complete the acquisition of a new serviced accommodation unit. The property was being purchased at a substantial discount, and the investor needed a lender who could provide 100% of the purchase price – without the need for additional security.

At Ultimate Finance, we are experienced in tailoring BMV Bridging Loans. In this case, we delivered a £130k facility at 66.76% Loan to Open Market Value (LTOMV), equating to a true 100% net loan to the discounted purchase price. No extra assets. No hidden conditions. Just the funding the client needed, exactly when they needed it.

As Regional Director Alice Williams explains, “This was a textbook BMV deal – and exactly the kind of opportunity we’re built to support. We provided a genuine 100% net loan to purchase price with no additional security, proving once again that when we say we do it, we really do.”

Why Ultimate Finance Was the Right Bridging Loan Partner

Our ability to move quickly and structure deals around our client’s needs made us the ideal funding partner. With a decision in principle provided within 24 hours and a credit-backed offer delivered in just 72, we helped the investor seize the opportunity without delay.

This deal also provided us the chance to showcase the strength of our relationship-driven approach to business lending. Introduced by one of our valued brokers, the transaction was handled with speed, clarity, and confidence throughout – all backed by our in-house legal team to ensure a smooth completion.

What’s Next for the Client?

With the property now secured, the investor plans to refinance onto a term facility and begin generating long-term income through serviced accommodation. It’s a smart move that aligns with their broader portfolio strategy – and one made possible by a funding partner who understands the value of acting fast.

Key features of Our Bridging Finance

• Up to 100% net loan to purchase price for qualifying BMV deals
• Loans from £100k to £4m, up to 75% LTOMV
• Decisions in principle within 24 hours
• Credit-backed offers in as little as 72 hours
• In-house legal team for faster completions
• No additional security required on qualifying deals

Your partner in delivering smarter funding.

Whether your clients are purchasing, refinancing, or expanding their property portfolio, Ultimate Finance offers Bridging Finance that’s built for speed, flexibility, and results. Get in touch today to see how we can help you fund smarter.