Structured Finance

Secure funding through a combination of different assets.

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An effective way to release capital

Structured Finance is a specialist type of lending that allows you to borrow against multiple assets at the same time. We look at the cash you have tied up in property, machinery or unpaid invoices and structure the mix that offers you the greatest funding potential.

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What is Structured Finance?

It’s a way to combine the value of your assets to release a larger cash injection into your business.

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Why pick Structured Finance?

It may be for a specific purpose such as paying shareholders, a management buy-out or a restructure or could be simply to release more working capital.

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How does it
work?

Our expert team will work with you to put together a bespoke funding solution based on the funding needs of your business.

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Give me the facts

  • Funding from £350k – £5m
  • Multi-asset solution – borrow against property, machinery or invoices
  • No restriction on single line assets
  • Dedicated deal team with main contact to make things seamless
  • Relationship manager to offer on-going support
  • Depending on complexity we can have an offer to you within a week
  • Set-up and valuation fees may apply

FAQs

It’s a way to combine the value of your assets to release a larger cash injection into your business.

It may be for a specific purpose such as paying shareholders, a management buy-out or a restructure or could be simply to release more working capital.

It’s a dedicated team led by the Regional Sales Director and comprising of Underwriting, Legal and Relationship Management. The Regional Director will work with you to structure a deal that meets the funding requirement you have and advise on the supporting documenration needed to meet our underwriting and legal requirements.

We look at the cash you have tied up in property, machinery or unpaid invoices and structure the mix that offers you the greatest funding potential via Invoice Finance, Asset Finance, Bridging Finance and Funding

You can borrow between £350k up to £5m through a combination of our product range based on the assets in your business.

Your sales ledger and confirmed order book, plant, vehicles and machinery, property and land. Generally stock is not considered an asset which we will lend against.

With Structure Finance you can borrow between £350k and £5m. However, there is no restriction on any single product concentration within the overall funding limits.

We will aim to get a decision in principal within 48 hours. Once this has been agreed we will work with you to provide all the necessary documentation to support the funding requirement which may include legal and propery valuations.

There is no up-front commitment fee required however there may be fees related to 3rd party valuations, legal and other associated costs if necessary.

Your Relationship Manager will be part of the deal team providing you with a consistent point of contact post sale to help manage your faciliy on an on-going basis.

You will be required to sign legal documentation specific to the products that make up your combined funding solution which will be prepared by our legal team.

Each product requires a level of security based on the assets and funding amounts and this will be discussed with you during the initial funding meeting.

The Ultimate way

We’re here to support you. We make every stage as straightforward as possible.

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Tell us what you need

Fill in the form below or talk your funding need through with us on the phone or we can arrange a meeting – whatever works best for you.

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We’ll set to work

And we’ll do it efficiently. We only ever ask for the essential information we need to get an offer in place.

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Funds released

Once everything is approved you just need to sign the paperwork. We’ll then complete the process by releasing the funds and making the facility live.

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Our funding works the way you need it to

It’s why more and more businesses are choosing us as their funding partner of choice

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