Complex finance. Expertly managed.
Asset-based lending designed for real-world complexity.
At Ultimate Finance, we help you navigate complex funding with confidence. Our Structured Finance solution manages multi-asset lending through early credit input, expert structuring and a dedicated deal team – giving you one clear, joined-up route through complexity.
One facility, structured to fit
One size fits nobody.
Asset-based lending tailored to your clients’ ambitions – delivered through a single facility shaped around real-world assets, commercial context and long-term goals.
- Invoice FinanceUp to£10m
- Asset FinanceUp to£3m
- Commercial Property Loan (1st Charge)Up to£3m
- Cashflow LoanUp to£500k
Hear it from our CEO.
“Structured finance can be used in so many different ways for our clients and for our introducers, for events such as acquisitions and mergers and takeovers.”
A partner, not just a provider.
Structured Finance delivered through close collaboration.
At Ultimate Finance, we have a simple rule. We always work side by side with advisers like you. Early, openly, and consistently.
For us this is the only way to shape complex funding that genuinely fits your clients’ needs. With one team and one point of contact, we’re here to keep your deal moving.
- Dedicated support from an expert deal team
- 24+ years experience in asset-based lending
- Rated 5/5 on Trustpilot

Access our full product guide to find out more about how we use asset-based lending to help your clients meet their ambitions.
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Our team will be in touch to discuss how our Structured Finance can support your clients’ ambitions.
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Meet your Regional Director
We’ll connect you to a Regional Director local to your area. They’ll be - your single, dedicated point of contact with us to help keep deals moving.
Structured Finance designed to support strategic growth
Turning ambition into action.
When clients are looking to scale, acquire or restructure, capital is often the key. Our Structured Finance product provides tailored liquidity to help unlock that next deal. With one team delivery and multi-asset expertise we’re here to ensure confidence at every stage.
Not our words, theirs.
Over 1,000 reviews from clients and introducers.
Awards.
The specialist choice for advisers with complex deals — recognised by the industry bodies that judge us.
CEO of the Year
Finance Connect Summer Awards 2026
Intermediary Advocate of the Year 2025
NACFB Lender Awards 2025
Best Factoring and Invoice Discounting Provider
Business Moneyfacts Awards 2026
SME Growth Partner of the year
Finance Connect Summer Awards 2026