Working Capital solutions

The funding partner of choice

Every business is unique – that’s why we tailor our funding solutions to meet your ambitions. To ensure you receive the funding and service that’s right for you, we don’t just offer one type of Working Capital, we also have specialisms for certain sectors, and additional options to match your requirements.

Invoice Finance

Best for any business that sells to other businesses on credit.

Our Invoice Finance solutions take the pressure off cashflow concerns by putting the cash that’s owed back in the business. It’s a straightforward facility that uses the sales ledger as an asset and can be tailored exactly how a business needs it to work. We’ll have the money in your account within 24 hours of receiving an invoice.

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Construction Finance

Matches the needs of the construction industry

We enable businesses to borrow against the cash they have tied up in lengthy construction contracts prior to a payment certificate being issued. Our sector specialists are able to take the pressure off late payment concerns. And we can put the finance in place to secure bigger contracts.

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Recruitment Finance

Specialist Recruitment Finance that does it all

We offer a complete package for the recruitment sector. An Invoice Finance facility that ensures wage bills are always paid on time through a cash advance against temp or perm placements with the option of a market-leading back-office facility which takes care of all processing, payroll and credit control demands through RSM’s Pay & Bill Services. All expertly supported with the personal service of our dedicated relationship team.

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Trade Finance

Up to 120 days credit to pay your suppliers

A simple funding solution that makes a big difference. We pay the suppliers upfront and give businesses 120 days’ credit facility to pay us back. It takes pressure off cashflow and boosts purchasing power with suppliers – both in domestic and overseas markets.

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Types of facilities

Collection services:

Part of our Invoice Discounting facility, our full support option takes away the stress and effort of chasing your invoices. Our team takes charge of reminding your debtors when their invoices are due to ensure they don’t miss their payment date. Find out more about factoring and discounting.

Debt protection:

Also known as Bad Debt Protection, this form of trade credit insurance protects you and your business in the event that one of your debtors is no longer able to repay their invoices. The insurer will take on the loss on your behalf, giving you extra confidence that your cashflow remains unaffected regardless of your clients’ situation. Click here for more information about Debtor Protection.

Confidential facility:

Although funding is essential for most businesses, we understand that some business owners prefer to keep their facility confidential. That’s why we offer Confidential facilities as and when required. That means you still receive our 5-star personal service, but your clients will never know!

Let’s get things moving

If you would like to talk to us about any funding needs, call us on 0800 121 7757, register as an Introducer or request a quote for your business today