Assistant Underwriter – Bridging

Overview

This is an opportunity to take on an important new role within the Underwriting team where you will be responsible for supporting the specialist Bridging Underwriters.

Within this role you will be given the opportunity to work closely with highly skilled and experienced Underwriters enabling you to develop your underwriting knowledge and experience by working alongside on new business proposals.

You will also be required to interact with numerous areas of the group including Sales, Group Legal, Operational and Finance teams as well as with various third-party professional firms.

Assisting in facilitating smooth transfer of clients by way of information assessment and review alongside undertaking further due diligence within remit.

Engaging and dealing with key stakeholders, peers and colleagues right across the Group to assist in the delivery of the vision the Group has set.

Development and improvement of outstanding standards of customer service both internally and externally.

Ensuring the credit approach is forward thinking, evolving in line with the marketplace we operate in and continually seeking to deliver a market leading delivery, embracing new technology and thinking.

Key responsibilities

• To support the wider underwriting team in review of new business in line with the company’s mandates ensuring bad debts are maintained within budgeted levels.
• To swiftly review that deal submissions by Sales are complete with minimum standards of information, supporting speed of decision making. Where necessary, seeking out further information and analysing such data so as to aid proposal accuracy and in turn assessment.
• To act as a second line point of contact when a specific Underwriter is unavailable, ensuring that questions and queries are answered and information is captured and relayed appropriately, resulting in continuation of speed of decision making.
• To develop knowledge and understanding of the Underwriting process, mirroring underwrite assessment with aim of securing own Underwriting authority.

 

• Working with the underwriting managers to assist in the coordination of appropriate benchmarking, hindsight and quality checking processes.
• To co-ordinate and manage weekly sighting calls providing a summary of outputs and actions post completion.
• Perform underwriting diligence, including industry research, company research, identifying performance drivers, projecting future performance and viability.
• Review, analysis, and evaluation of property valuations.
• To maintain and uphold the highest levels of customer service.
• To assist in the development, implementation and management of new products and approaches.
• To be involved in any project work as required.
• To continually promote the Group’s core values.
• To undertake all reasonable tasks as requested from time to time.
• Foster cross-functional team building
• Ensure compliance to credit policy and procedures at all times.
• Exhibit a sense of urgency towards meeting client requests while also meeting acceptable risk parameters.
• To support the Group Head of Credit & Risk with ad hoc assignment and, when necessary, offering support to the wider group underwrite team.
• Complete customer KYC/due diligence

Characteristics & Behaviours

The key behaviours required for this role are:

• Strong communicator
• Ability to problem solve
• Self-motivated
• Team player
• Committed & confident
• Adaptable
• Values driven
• Organised
• Customer focussed & people centric
• Proactive
• Approachable

Key skills and knowledge

• Background experience within Bridging/Property lending.
• Experience in credit assessment and developed analytical skills.
• Support delivery of swift decision-making to the sales units
• Experience of working in a fast-paced environment with the ability to plan and prioritise workload.
• Excellent written and verbal communication skills.
• Strong organisational skills.
• Strong interpersonal skills and the ability to communicate at all levels.
• Ability to prioritise and work to deadlines.
• Problem solving skills.
• Attention to detail.
• Ability to report data