Invoice Finance

Release the cash that’s tied up in one of your biggest assets: your invoices.

What is Invoice Finance

Unlock your cashflow potential in less than 24 hours

Waiting to be paid is hard on any business. Invoice Finance lets you use your sales ledger as an asset which you can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be in your account within 24 hours.

Perfect for any businesses selling to other businesses on credit
Up to 95% of your unpaid invoice value
Up to £7m funding
Facility set up within one week. Funds are then paid within 24 hours of receiving invoices
Revolving working capital facility that grows with your sales
Tailored facility: choose to add confidentiality, collection services and bad debt protection

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Invoice Finance Product Sheet

Download product sheet

Get the money you’re owed quicker

At Ultimate Finance we have over 20 years’ experience in providing businesses with the right funding solutions to help keep their business moving.

Since 2002, we have become the funding partner of choice of thousands of businesses of all sizes and across all industries. Our Invoice Finance solutions all come with:

Dedicated support from specialist Relationship Manager
24/7 account management via online portal
Award-winning service rated 4.9/5 on Trustpilot

Request a quote

Invoice Finance calculator

How much money could your business release from outstanding invoices?

What is your average yearly turnover, including VAT?

You could access up to

£0

with an Invoice Finance facility.

Based on a 45 days repayment term and 95% advance rate.

Calculated figures are for illustrative purposes only and are not an offer of finance.

Get in touch

Fill in our quick form or call our team on 0800 121 7757 to get funded

Contact us

Recent Customer Success Stories

Discover how Invoice Finance helps businesses meet their ambitions

View more deals and case studies

Frequently Asked Questions

Both have their benefits and can help businesses access much needed working capital. In our eyes, some of the biggest differences are:
- The support that comes with an Invoice Finance facility: all of our facilities are managed by a dedicated Relationship Manager whom we carefully match to a business based on industry and geographical location.
- The flexibility and optional features of Working Capital finance: credit control, debtor protection and best for seasonal businesses
- The ease of management: as a rolling facility there is no date a business need to repay by, and our user-first online customer portal allows for 24/7 management and reporting
What makes our facilities stand out from other providers however is the breadth of service and support that comes with them. With a dedicated team of experts, 24/7 account management through a user-friendly online portal and access to a vast array of resources through regular articles, events and our Partnership network, businesses benefit from much more than just the funding they need. That’s why our clients and Introducers have consistently awarded us the industry leading score of 4.9 out of 5 on Trustpilot and chosen us as their funding partner of choice and we were named Lender of the Year at the 2022 Yorkshire Financial Awards and Invoice Finance Lender of the Year at the 2021 SME Funding awards.
Both have their benefits and can help businesses access much needed working capital. In our eyes, some of the biggest differences are:
- The support that comes with an Invoice Finance facility: all of our facilities are managed by a dedicated Relationship Manager whom we carefully match to a business based on industry and geographical location.
- The flexibility and optional features of Working Capital finance: credit control, debtor protection and best for seasonal businesses
- The ease of management: as a rolling facility there is no date a business need to repay by, and our user-first online customer portal allows for 24/7 management and reporting
Waiting to be paid is hard on any business. That’s why we offer access to up to 95% of the value of unpaid invoices within 24 hours of them being raised. We also offer additional breathing room and peace of mind with optional credit control and debtor protection features.

Invoice Finance solutions help to manage the daily challenges of cashflow to ensure businesses needn’t worry about having access to the capital they need to keep their business moving, be it to order more stock, trade with new customers or pay employees at the end of the month.
Factoring and Invoice Discounting are a type of Invoice Financing and the difference between them is quite simple:

Factoring allows you to get the money you’re owed without the wait but we chase up your invoices for you.

Invoice Discounting offers the same benefit of Factoring, but you’re responsible for keeping the relationship with your customers and chasing invoices when necessary.

Find out more about factoring and discounting here.