Working Capital

We tailor our solutions to fit the business requirements. And what every business needs is Working Capital. Whether it’s managing the daily challenges of cashflow, the pressures of purchasing, or funding growth ambition, our dedicated sector experts will put the right solution in place.

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Product Criteria

Unlock the cash that’s tied up in invoices – fast.

Our Invoice Finance solutions take the pressure off cashflow concerns by putting the cash that’s owed back in the business. It’s a straightforward facility that uses the sales ledger as an asset and can be tailored exactly how a business needs it to work. We’ll have the money in their account within 24 hours of receiving an invoice.
  • Funding up to £5m
  • Factoring, Invoice Discounting and CID
  • Up to 95% pre-payment
  • Facility set up within one week
  • Dedicated contacts
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Get up to 120 days credit to pay your suppliers.

A simple funding solution that makes a big difference. We pay the suppliers upfront and give businesses 120 days’ credit facility to pay us back. It takes pressure off cashflow and boosts purchasing power with suppliers – both in domestic and overseas markets.
  • Funding between £25k and £1m
  • Trade Finance runs alongside an Invoice Finance Invoice facility
  • Offers 120 days credit
  • Facility set up within one week
  • Dedicated expert trade team
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Funding that matches construction industry needs.

We enable businesses to borrow against the cash they have tied up in lengthy construction contracts prior to a payment certificate being issued. Our sector specialists are able to take the pressure off late payment concerns. And we can put the finance in place to secure bigger contracts.
  • Funding up to £1.5m
  • Confidential facility
  • Ltd companies trading for at least 1 year with a min turnover of £600k
  • Facility set up within one week
  • Dedicated construction team with QS support
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Specialist Recruitment Finance that does it all.

We offer a complete package for the recruitment sector. An Invoice Finance facility that ensures wage bills are always paid on time through a cash advance against temp or perm placements with the option of a market-leading back-office facility which takes care of all processing, payroll and credit control demands through RSM’s Pay & Bill Services. All expertly supported with the personal service of our dedicated relationship team.
  • Funding up to £5m
  • Up to 95% pre-payment
  • For time sheeted businesses
  • Funding within one week
  • Access to market leading back office support
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Pre-approved credit when it’s needed.

Unique to us, this facility allows businesses to easily access funding whenever required. It’s essentially a simpler form of Invoice Finance. But finance that comes without the submission of monthly invoices or other admin. FlexiCredit gives businesses access to pre-approved funding – and the peace of mind of knowing it’s there.

  • Pre-approved funding between £25k – £75k
  • Businesses must have a turnover below £600k
  • 12-month min contract
  • Fixed monthly fee plus interest on money used
  • No monthly invoice submission. Managed through online account
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The Ultimate way

We’re here to support you. We make every stage as straightforward as possible.

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Tell us what you need

Talk your clients’ funding needs through with us on the phone or we can arrange a meeting – whatever works best for you.

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We’ll set to work

And we’ll do it efficiently. We only ever ask for the essential information we need to get an offer in place.

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Funds released

Once everything’s approved, your client just needs to sign the paperwork. We will then complete the process by releasing the funds and making the facility live.

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Solutions that work for you and your clients

It’s why more and more businesses are choosing us as their funding partner of choice

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