Funding that takes a wider view

Every business is unique. Our funding solutions reflect that. Everything we do is informed by one simple question: What’s going to work best for your business? Then we apply our expertise into making it happen.

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Invoice Finance

Waiting to be paid is hard on any business. Invoice Finance enables you to use your sales ledger as an asset which you can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be in your account within 24 hours.

  • Any businesses selling to other businesses on credit
  • Up to 95% of your unpaid invoice value. Max £5m
  • Facility set up within one week. Following this, funds are paid within 24 hours of receiving invoices
  • Revolving working capital facility
  • Set-up and service fees apply
  • Security required – assignment of invoices supported by debenture
  • Dedicated specialist relationship manager
Find out more

Asset Finance

Purchase or lease the equipment, machinery, or vehicles you need to help your business grow without the upfront cost. We can have the money ready in just one day.

  • Up to £500k per asset / £1m per client
  • Facility set up in one day
  • Duration 12 – 60 months
  • Dedicated contact
Find out more
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Bridging Finance

Short-term finance to help you achieve your long term goals. Say yes to more opportunities with Bridging Finance. We get the process moving fast, so you can act fast. We can have funding in place in as little as five days.

  • Any UK registered or domiciled, limited or non-limited company
  • Funding from £100,000 – £2.5m. Max 75% loan-to-value (LTV)
  • Residential investment properties and land with planning
  • Duration from 1 – 18 months
  • First charge will always be registered against property
  • Decision in principle within 24 hours and a fully credit backed offer within 72 hours
  • It must be for a business purpose
Find out more

Trade Finance

It’s purchasing made easy. We’ll pay your suppliers (both domestic and overseas) and give you 120 days’ credit – you pay us back when the sale is completed. A smart solution to support working capital.

  • Any UK registered or domiciled business. Must be alongside an Ultimate Invoice Finance facility
  • £25,000 – £1m
  • Revolving line of credit
  • Set-up and service fees apply
  • Security required – title to the goods, personal guarantee and debenture
  • You pay us back once goods are delivered to the customer and invoiced through an Ultimate Invoice Finance facility, or when the customer pays
  • Dedicated specialist relationship manager
Find out more
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Construction Finance

Can you afford for your cash to be locked in lengthy construction contracts? We can release it for you prior to a payment certificate being issued. And we’ll do it quickly

  • Ltd companies trading for one year minimum and with a turnover of over £500k
  • Confidential working capital facility of up to £1.5m
  • Security required – personal guarantee, assignment of outstanding billing and WIP supported by a debenture
  • Funding within one week
  • Set-up and service fees apply
  • Fully confidential facilities managed by a dedicated construction team supported by specialist QS partner
Find out more

Recruitment Finance

We advance cash against your temp or perm placements so you can pay your wage bill on time. A back office and Invoice Finance facility rolled into one, Recruitment Finance takes away the stress of unpaid invoices, chasing up outstanding payments, credit control and payroll administration.

  • Any UK-domiciled business that’s ‘time-sheet’ based
  • Up to 95% of your unpaid invoice value, to a maximum of £5m
  • Facility set up within one week and payment advanced within 24 hours of your first payroll
  • Revolving working capital facility
  • Set-up and service fees apply
  • Security required – assignment of invoices supported by debenture
  • Dedicated specialist relationship manager
Find out more
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When you’re running a business cash often doesn’t come in as quickly as you’d like. FlexiCredit takes the pressure off by giving you agreed funding to draw upon. There whenever you need it, whatever you need it for.

  • Any business with a turnover up to £600,000 that provides credit terms to other businesses
  • Funding between £25,000 – £75,000
  • 12 month minimum term with rolling contract thereafter
  • Fixed monthly fee plus competitive interest on what you use
  • Once we have supporting documents and a signed agreement your facility will be set up the next working day
  • Access to cash – Same day payment (as long as requested before 4pm)
  • Payment of fees – Automatically deducted from your FlexiCredit account every month
  • Security required – personal guarantee and debenture
Find out more

Structured Finance

Funding is all about finding the right solution and through our approach to Structured Finance, we’re able to offer a flexible multi-asset solution to deliver what you need. It’s complex finance made simple with one dedicated point of contact.

  • Funding from £350k – £5m
  • Multi–asset solution. Borrow against property, machinery or invoices
  • No restriction on single line assets
  • Dedicated deal team with main contact to make things seamless
  • Relationship manager to offer on-going support
  • Set-up and valuation fees may apply
Find out more
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Our funding works the way you need it to

It’s why more and more businesses are choosing us as their funding partner of choice

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