Asset Finance

We make it easy to get the equipment a business needs without the upfront costs through Hire Purchase, Lease or Refinance. And we’re fast. Finance is usually in place within 24 hours.

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Give me the facts

Non-regulated facilities only to any UK registered or domiciled business
Minimum facility size: £10,000 (Ltd company) or £25,000 (non-limited).
Maximum facility size: £500,000 for a single asset and £2m for a single customer
Balloon payment up to £100k
Cars costs up to £200k (including VAT)
Term from 12 months to 84 months
Funding available within one working day
Hire purchase, leasing and refinance options
Fixed repayments
Set-up fee and option-to-purchase fees apply
Security required: the asset(s) being financed

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Asset Finance Product Sheet

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Get the assets you need quickly and easily

Purchase or lease the equipment, machinery, or vehicles your business needs today without impacting your cashflow or even refinance your existing assets for a quick cash injection. With quick access to tailored funding, our Asset Finance facilities help keep businesses moving so they can meet their ambitions, whatever they may be: taking on more orders, replacing costly equipment or adding new trucks to a fleet.

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Frequently Asked Questions

Hire Purchase gives you the option to purchase the asset for a small fee at the end of the agreement.

With Hire Purchase, you generally pay a higher amount upfront. The remaining cost of the asset is split and repaid at a pre-agreed fixed-rate of interest per month until the end of the agreement.

At the end of the agreement, you will be given the option to purchase the asset outright for a small fee.
Refinancing allows you to release cash that’s tied up in your existing assets and can help boost your cashflow. It can be provided on both Lease Financing and Hire Purchase agreements – even if you have money still left to pay.

Usually Refinancing is worked out as a percentage of the asset’s equity. If you own the asset without finance, you’ll typically be able to get a higher percentage of the item’s overall value.